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Cracking Down on Payday Lenders

The demise this week of a Louisiana bill that would have reined in payday lending demonstrates how hard it is for states to regulate the ... The post Cracking Down on Payday Lenders appeared first on...

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How One Small U.S. Bank Is Helping Unemployed Borrowers Find Jobs, Avoid...

Home foreclosures have declined in many parts of the United States, but tens of thousands of Americans are still losing their homes every month.  It’s ... The post How One Small U.S. Bank Is Helping...

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How to Change the Economics of Communities of Color and Improve Social...

Social Security is the bedrock of American families’ economic security, offering them a guarantee of a basic universal retirement income as long as they live. ... The post How to Change the Economics...

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Report Explores How Well Banks Adequately Serve Communities of Color

(NUL)—As the United States shifts to a majority-minority population over the coming decades, banks and other financial institutions will need to develop new strategies and ... The post Report Explores...

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The Unequal Mortgage Market Is No Coincidence

(Center for American Progress)—Persistent racial and ethnic inequality in the mortgage market is not a coincidence. Nearly 50 years after the adoption of the Fair ... The post The Unequal Mortgage...

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Half of all Latino & African American Households are Unbanked

New data released by the Federal Deposit Insurance Corporation, or FDIC, showed that 68 million adults in America are disconnected from the financial system in ... The post Half of all Latino &...

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Study Looks At The Wealth Patterns Of Top 5% of African-Americans

According to a new study about the habits of the wealthiest African-Americans, the top 5 percent take a relatively conservative approach to decision-making on matters ... The post Study Looks At The...

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The Debt Divide: REPORT SHOWS HIGHER EDUCATION’S DEBT-FINANCED SYSTEM BIASED...

During the next few weeks thousands of students across the country will graduate from college, an accomplishment that used to symbolize a step toward financial ... The post The Debt Divide: REPORT...

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Blacks & Hispanics Need Higher Incomes Than Whites to Live in Affluent...

Researchers at Stanford Graduate School of Education have found that black and Hispanic families effectively need much higher incomes than white families to live in ... The post Blacks & Hispanics...

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Watchdog Groups Warn that Blacks & Latinos Are More Often Targets of Scams

One in 10 Americans have been ripped off by consumer scams, according to the Federal Trade Commission (FTC). And for African American and Latinos, the ... The post Watchdog Groups Warn that Blacks...

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